Listing provided courtesy of Sibcy Cline, REALTORS-Florence- MLS# 643851MLS Provider

1341-1344 Elk Lake Resort RoadOwenton, KY 40359

Single Family · 3 Beds · 3 Full Baths
$850,000 Active

1341-1344 Elk Lake Resort Road Overview

Time on Site:
10 days
Visits:
0

Experience lakefront living at its finest in this extraordinary Craftsman-style retreat situated on four waterfront lots at beautiful Elk Lake. Offering exceptional space, stunning views, and endless opportunities for recreation, this one-of-a-kind property is designed for both relaxation and entertaining. This spacious home features 3 bedrooms plus 2 large loft bedrooms, 3 baths, and an impressive open-concept design highlighted by vaulted ceilings, abundant natural wood finishes, and expansive windows that frame breathtaking lake views. The primary suite includes a private ensuite bath and shares a striking two-way gas fireplace with the living room, creating a warm and inviting atmosphere. The main level showcases hardwood flooring in the entry and living room, while the lower level offers high ceilings, durable tile flooring, a cozy family room with a wood-burning fireplace, and multiple walkouts providing seamless access to the outdoors. The well-equipped kitchen features stainless steel appliances and two dishwashers, making entertaining family and friends effortless. Outdoor living is exceptional, with multiple oversized decks surrounding the home and overlooking the water and partially wooded grounds. Enjoy direct lake access from the large private dock complete with boat slip and electric service, perfect for boating, fishing, and enjoying everything lake life has to offer. For hobbyists and outdoor enthusiasts, the massive 6-car garage provides ample storage for boats, ATVs, vehicles, and all your lake toys. The garage is also plumbed for a future full bath, offering additional flexibility. Recent improvements include: New dimensional shingle roofs on both the house and garage (2026), 4 new Velux skylights, new gutters and downspouts on the house and garage & fresh gravel driveway! Whether you're searching for a full-time residence, weekend getaway, or entertaining destination, this exceptional Elk Lake property offers a rare combination of enjoyment!

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1341-1344 Elk Lake Resort Road Facts & Features

  • Type Single Family

Details

General

Association/HOA

  • Association Fee: 2500.0
  • Association Fee Frequency: Annually
  • Association Fee Includes: Association Fees, Maintenance Grounds, Management, Security, Snow Removal, Trash
  • Association: Yes

School Information

  • Elementary School: Owen County Elementary
  • Middle Or Junior School: Maurice Bowling Middle School
  • High School: Owen County High

Building Information

  • New Construction: No
  • Sewer: Septic Tank: true
  • Year Built: 1999

Location/Region

  • County Or Parish: Owen
  • MLS Area Major: K22 - Owen Cty
  • MLS Area Minor: K22 - Owen Cty

Parking Information

  • Parking Features: Detached: true

General Information

  • Parcel Number: 075-80-13-042.00
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Property Type: Residential

Interior

Building Information

  • Cooling: Central Air: true
  • Heating: Forced Air: true

Parking Information

  • Garage Spaces: 4.0
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Bathrooms Total: 3
  • Bedrooms Total: 3

Building Interior

  • Fireplace Features: Wood Burning: true
  • Interior Features: Ceiling Fan: true
  • Interior Features: Granite Counters: true
  • Interior Features: High Ceilings: true
  • Interior Features: Open Floorplan: true
  • Interior Features: Recessed Lighting: true
  • Interior Features: Vaulted Ceiling: true

General Information

  • Appliances: Stainless Steel Appliance(s), Gas Cooktop, Microwave, Refrigerator
  • Fireplace Features: Gas, Wood Burning
  • Fireplace: Yes
  • Fireplaces Total: 2
  • Foundation Details: Poured Concrete
  • Interior Features: Kitchen Island, Wet Bar, Open Floorplan, Granite Counters, Eat-in Kitchen, Double Vanity, Chandelier, Breakfast Bar, Built-in Features, Ceiling Fan(s), High Ceilings, Multi Panel Doors, Natural Woodwork, Recessed Lighting, Vaulted Ceiling(s), Master Downstairs
  • Laundry Features: Lower Level
  • Rooms Total: 8

Exterior

Parking Information

  • Parking Features: Detached, Driveway, Garage

Lot Information

  • Lot Features: Cleared, Sloped, Waterfront, Wooded
  • Lot Size Dimensions: 4 Water Lots
  • Road Surface Type: Gravel
  • Water Source: Public

Waterfront/View

  • View: Lake, Trees/Woods
  • View: Lake2: true
  • View: TreesWoods: true

Building Exterior/Construction

  • Attached Garage: No
  • Construction Materials: Concrete, Wood Siding
  • Patio And Porch Features: Deck, Patio, Porch
  • Property Attached: No
  • Roof: Shingle

General Information

  • Exterior Features: Fire Pit, Boat Slip, Dock, Balcony
  • Road Frontage Type: Private Road
  • Sewer: Septic Tank
  • Utilities: Cable Available, Natural Gas Available

1341-1344 Elk Lake Resort Road Neighborhood

Community

40359 (Owenton) Demographics

43
Median Age
29
Population Density (per sq. mile)
27%
College Educated
$51,667
Estimated Median Income
2,011
Estimated Total Home Owners
631
Estimated Total Renters
76% / 24%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

1341-1344 Elk Lake Resort Road Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

1341-1344 Elk Lake Resort Road Market Data

Based on the last 30 days in this zip code

$387,593
Average List Price
$262
Average Price per Square Foot
9
Properties Sold
93
Average Days on Market
58
Properties for Sale
Calculations provided by Reliance Network

1341-1344 Elk Lake Resort Road History

Date Event Value Agent
6/19/2026Source: Northern Kentucky MLS Added to Database
June 19, 2026